About WSBonus.ca

WSBonus.ca exists for one simple reason: to make it effortless for Canadians to claim Wealthsimple's $25 welcome bonus and get set up with the right accounts from day one. No jargon, no runaround, just the fastest path to the bonus and the answers you need before you sign up.

Why we built WSBonus.ca

Wealthsimple has become the money app of choice for millions of Canadians, and for good reason: commission-free trading, high-interest cash, built-in crypto, and free tax filing all live in one beautifully simple app. But when we first went looking for a clear explanation of the referral bonus, we found the details scattered across forums, buried in fine print, or wrapped in pages of disclaimers. Getting a straight answer to "how do I actually get the $25?" was harder than it should have been.

So we built the page we wished existed. WSBonus.ca puts the referral code _Y024Q, the exact steps to claim your bonus, and honest guides to every Wealthsimple account in one place, all written in plain English and kept current. Whether you have five minutes or want to research thoroughly before opening an account, you'll find what you need here.

The Wealthsimple bonus, in plain terms

New clients who sign up with referral code _Y024Q and deposit at least $100 within 30 days receive a $25 cash bonus, paid directly to their Wealthsimple Cash account. There's no minimum balance to maintain, no monthly fee, and the bonus works with any eligible account, including a TFSA, RRSP, or personal account. It's one of the easiest sign-up rewards in Canadian personal finance, and it takes about three minutes to set up.

Ready to claim your $25? It only takes a few minutes.

Everything WSBonus.ca covers

The bonus is the starting point, but choosing the right accounts and features is where Wealthsimple really pays off. Our guides break down every product so you can open your account with confidence:

Getting the bonus — how to claim your $25, an honest Wealthsimple review, and the latest promotions and transfer offers.
Registered accounts — plain-English guides to the TFSA, RRSP, FHSA, and RESP so you pick the right one.
Everyday banking — the Cash account for high-interest spending with a no-FX card, plus a personal non-registered account.
Investing — managed investing on autopilot or self-directed trading, options, and crypto in the same app.
Beyond investing — mortgages, Predict, and tax filing to round out your financial picture.

Why Canadians start here

There's no shortage of finance sites, but most either drown you in detail or push products without ever answering your actual question. We keep it focused on what matters:

✅ Clear and current

Every guide is written to be read in one sitting, and we re-verify the referral code and headline bonus terms each month so you're never acting on stale information.

🇨🇦 Built for Canadians

From TFSA contribution room to CDIC coverage, everything here is tailored to how Wealthsimple works for Canadian residents, not a generic global template.

Who this site is for

WSBonus.ca is for everyday Canadians who want a straight answer and a quick win. You'll get the most out of it if you're:

New to Wealthsimple and want to claim the $25 bonus the right way the first time.
Comparing your options and need an honest read on fees, safety, and features before you commit.
Deciding which account to open, whether that's a TFSA for tax-free growth, an FHSA for your first home, or a Cash account for everyday banking.
Looking to consolidate your investing, banking, crypto, and taxes into one simple app.

How we keep the guides accurate

We base every page on Wealthsimple's published terms, fee schedules, and our own hands-on use of the app, then check the referral code and bonus details monthly so the guidance stays reliable. Rates, limits, and promotions can change, so we always point you to the official source before you act, and you can confirm the current terms any time at wealthsimple.com. WSBonus.ca is an independent guide, and we're happy to be one, because it means we can tell you exactly how the bonus works and let you decide.

Questions readers ask

A few of the most common questions we hear about the site and the bonus.

What is the Wealthsimple referral code?▾

The code is _Y024Q. Enter it when you sign up (or use the invite link), open an eligible account, and deposit at least $100 within 30 days to receive your $25. See the full step-by-step guide.

Does it cost anything to use WSBonus.ca?▾

No. There's nothing to buy, no account to create here, and no newsletter to join, just free guides to help you claim the bonus and choose the right Wealthsimple accounts.

Which account should I open to get the bonus?▾

Any eligible account qualifies. Most Canadians start with a TFSA for tax-free growth or a Cash account for everyday spending. Our review can help you decide.

Is Wealthsimple safe to use?▾

Yes. Wealthsimple is regulated by CIRO, with CIPF protection up to $1M on investments and CDIC coverage up to $1,000,000 on cash, plus encryption, 2FA, and biometric login. More detail is in our review.

Meet the author

David Burton

Personal finance writer · Toronto, ON

With an MBA from Queen's University and more than 15 years spent covering Canadian personal finance, David has a knack for turning registered accounts, fees, and investing jargon into plain English that everyday Canadians can act on. He leads the guides here at WSBonus.ca, keeping the referral details, account explainers, and bonus terms accurate and current so you can sign up with confidence.